Travel insurance for senior citizen is essential

A senior traveller must take care of all travel requirements well in advance including a comprehensive travel insurance cover before departure.

The following travel insurance policy designed for senior travellers would include
- Medical Expenditure
- Emergency medical repatriation
- Personal Liability
- Cancellation or curtailment of the holiday
- Personal injury due to accident
- Legal expenses
- Hospital cash benefit
- Compensation for stolen or lost baggage

Factors taken into consideration for a senior citizen’s travel insurance -
-	The destination
-	Duration of stay
-	Age
-	Medical history or pre-existing medical conditions
-	Some travel insurance plans offering tours and sightseeing packages might have a certain age limit

Even if you have adequate health insurance cover, taking into consideration your age it does not hurt to sign up with medical assistance programs, these would be of help in finding doctors and healthcare centres, arrange for a language translator in the case of a medical emergency and provide cover for emergency medical evacuation.

Most travel insurance policies do not cover for pre-existing medical conditions. Such covers could be arranged in some cases, therefore it is advisable to read the fine print before deciding on an insurance policy that suits your needs.