Long stay travel insurance for a carefree holiday

Long stay insurance is designed for people who are away from home for a longer period of time either on vacation or staying with relatives. This insurance provides cover for uncertainties as result of illness, accident or your luggage and money stolen while travelling.

Pointers to remember before embarking on extended holiday
-	Ensure your health insurance would provide cover during your stay abroad.
-	Check for medical facilities at your destination.
-	Carry photocopies of your passport and other important documents
-	Place a list and copies of your prescriptions of medication in a separate survival kit
-	Purchase a long distance calling card just in case of emergencies
-	Get a complete health check up done before you travel
-	Get a medical assistance program that offers assistance in finding doctors and cover for emergency medical evacuation.

Long stay insurance policy provides similar level of coverage as other travel insurance policies.
-	Personal accident benefits
-	Medical and related expenses
-	Charges incurred due to cancellation or curtailment of the holiday.
-	Personal effects like money and personal liability.
-	Legal expenses
-	Travel delay
-	Loss or theft of baggage
-	Failure of tour organiser
-	Loss of passport and other important documents
-	Participation in adventure sports such as white water rafting or bungee jumping.