Annual Travel Insurance, a cost effective option

Annual travel insurance insures you for the entire year. Under this policy, an individual can make numerous trips within a period of 12 months, but each trip should not exceed the maximum number of consecutive days allowed.

Annual insurance policy offers a high level of protection and would cover the following –
-	Covers unlimited number of trips within a 12 month period, not exceeding the maximum number of consecutive days allowed.
-	Coverage for winter sports and certain hazardous activities
-	Compensation for stolen or lost baggage, personal effects like money and personal liability.
-	Emergency medical repatriation
-	Cancellation or curtailment of the holiday
-	Medical and associated expenses
-	Loss of passport and other important documents

It’s important to note, most travel insurance policies do not cover for pre-existing medical conditions. Such covers could be arranged in some cases, therefore it is advisable to read the fine print before deciding on an insurance policy that suits your needs. Pregnant mothers should note that most travel insurers will not offer coverage after 28 weeks pregnancy.