Insuring your car is one of the main elements of tension free driving

Types of car insurance

Comprehensive Coverage - This cover is designed to offer total financial protection to your car. Here you can claim all kinds of damage caused to your vehicle.

Third Party Only - Covers for the liability caused to other drivers as a result of an accident, but does offer protection to you or your vehicle.

Third Party Fire and Theft - This policy covers for the losses caused to the insured vehicle in the event of theft or fire.

Insurance companies classify cars to offer the required level of cover. Every vehicle can be sorted in different insurance groups including -
	Lower Group Cars
	Middle Group Cars
	Higher Group Cars
	Highest Group Cars

Which is your Car Insurance Group?

While purchasing car insurance it’s important to access your criteria and requirement, in order to get a comprehensive level of cover.

Recognising your car insurance group will make a great difference, as it depends on factors such as age, where you live and other risks which could have a direct result on the insurance premium.

Young drivers could move up their car grouping scales by not picking up any penalty points on their driving licenses and maintaining an accident free record.