Most house insurance policies cover owner occupied residences. But a lot of young professionals today dwell in rented or shared accommodation and virtually keep all their possessions with them in their rented residence. A landlord's insurance policy covers the building, fixtures and fitting, it will not cover your possessions. If you rent your accommodation it is important for you to take an insurance policy to protect your possessions in the unfortunate event of a theft or fire.

Rented accommodation insurance policies can be used to cover content, money, credit cards and even personal injury. Some of the policies available for rented accommodation include the following -

Cover for possessions
Shared accommodation cover for couples and individuals
Cover for up to 6 people sharing a single house or flat under one policy
Option to include cover for accidental damage to personal possessions.
Cover can be extended for computers at your main address
Cover whilst in garages and out buildings, providing there has been forcible and violent entry.
Legal expenses cover is also available
Payments can be spaced out over a period of 12 months.